Expert Reviewed
Fact Checked
Updated Dec 2025
NiyoGlobal Forex Card
Complete guide to NiyoGlobal zero forex markup card - features, benefits, charges, and how to apply
Priya Sharma
Travel Finance Expert
NiyoGlobal Zero Forex Card
Travel smart with zero forex markup card accepted in 180+ countries with VISA exchange rates
Zero Forex
Forex Markup
0%
Countries
180+
Interest on Balance
Up to 8% p.a.
No TCS Up To
₹7 Lakhs
Key Highlights
- Zero forex markup on all transactions
- Save up to 5% on international spends
- Load in INR, use in 130+ currencies
- Free lounge access at airports
- Earn cashback as Niyo Coins
- Zero balance account
About NiyoGlobal Card
NiyoGlobal is India's leading zero forex markup travel card that combines the benefits of a debit card and forex card without extra charges. Accepted in over 180 countries and 130+ currencies, it offers VISA exchange rates with absolutely no markup, helping travelers save up to 5% on international transactions. The card comes with a digital savings account that earns up to 8% interest per annum on your balance.
Pros
- Zero forex markup - save 5% on every transaction
- No TCS on spends up to ₹7 Lakhs
- Earn up to 8% interest on balance
- Free international lounge access
Cons
- ✕Initial funding of ₹5,000 required for card
- ✕ATM withdrawal fees may apply abroad