American Express Platinum Travel Credit Card Review 2024
Comprehensive guide to Amex Platinum Travel Card - India's premium travel credit card with 40,000 welcome bonus points, 5X rewards on travel bookings, unlimited airport lounge access, and exclusive lifestyle benefits.
Karan Malhotra is a luxury travel consultant and credit card expert with 10+ years of experience helping high-net-worth individuals maximize their travel rewards and premium benefits.
American Express Platinum Travel
Experience luxury travel with 5X rewards, unlimited lounge access, and exclusive lifestyle benefits
The American Express Platinum Travel Credit Card is designed for affluent travelers who demand the best. With 40,000 welcome bonus points (worth ₹10,000+), 5X rewards on travel bookings, and unlimited airport lounge access worldwide, this card offers unparalleled travel benefits.
As a premium card, it provides exclusive access to Amex's global network of benefits including hotel upgrades, dining privileges, and concierge services. The card is ideal for frequent travelers who spend significantly on flights, hotels, and international transactions.
Expert Tip: If you spend ₹2L+ annually on travel, this card can deliver ₹30,000+ in value through rewards and benefits. Use our Credit Card Value Calculator to estimate your returns.
Rewards Program
40,000 Welcome Bonus Points
On spending ₹1,90,000 within 90 days (worth ₹10,000+)
5X Rewards on Travel
On flights, hotels booked via Amex Travel
1.5X Rewards on Other Spends
On all other eligible purchases
Travel Benefits
- Unlimited domestic and international airport lounge access
- Complimentary Priority Pass membership (worth $99)
- Hotel upgrades and late checkout at 1,000+ properties
- Travel insurance up to ₹50 lakhs
- Lost baggage insurance up to ₹50,000
- 24/7 global travel assistance and concierge
Lifestyle Benefits
- Dining privileges at 3,000+ restaurants worldwide
- Exclusive access to events, concerts, and experiences
- Golf privileges at premium courses
- Complimentary Taj InnerCircle Gold membership
- Zero foreign transaction fees on international spends
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹5,000 + GST |
| Annual Fee | ₹5,000 + GST |
| Interest Rate (APR) | 3.5% per month (42% p.a.) |
| Cash Advance Fee | 2.5% (Min ₹500) |
| Late Payment Fee | Up to ₹1,500 |
| Over Limit Fee | ₹600 |
| Foreign Currency Markup | 0% (No markup) |
*The annual fee is justified by the premium benefits worth ₹30,000+ annually including lounge access, hotel upgrades, and travel insurance.
- Age: 21 to 60 years
- Income: Minimum ₹6 lakhs per annum
- Credit Score: 750+ (check your Credit Score)
- Employment: Minimum 2 years work experience
- Residence: Indian resident
Apply online through American Express website or visit an Amex office for personalized assistance.
Premium benefits • Global acceptance