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Fact Checked
Updated Dec 2025
Tide Business Account
Complete guide to Tide business account for SMEs - features, benefits, expense card, and how to open account
Vikram Malhotra
Business Finance Expert
Tide Business Account
Free business account for SMEs and solopreneurs with expense card, bill payments, and invoicing
Free Account
Expense Card
Free RuPay
Account Type
Business
Bill Payments
Bharat BillPay
Minimum Balance
Zero
Key Highlights
- 100% digital account opening
- Free RuPay expense card
- Zero minimum balance
- Expense categorization & tracking
- Bill payments via Bharat BillPay
- Invoicing functionality
About Tide Business Account
Tide is a UK-based fintech company that launched its business account services in India to help SMEs and solopreneurs manage their business finances more efficiently. The Tide Business Account comes with a free RuPay-powered Expense Card, expense tracking, bill payments, and invoicing features - all accessible through their mobile app. With over 500,000 SMEs on board globally, Tide aims to revolutionize how small businesses handle their financial operations.
Pros
- Completely free account with no hidden charges
- Free expense card included
- Easy expense categorization for GST
- Separate business and personal expenses
Cons
- ✕Limited features compared to traditional banks
- ✕Android-only app currently
- ✕New player in Indian market